A Full Lines General Agency

A General Agency (GA) compiles (provides licensed insurance agents access to) a number of insurance carriers, and serves as the single point of contact between the carriers and the agent. MIBS is one of the only full lines General Agencies in the country. Through MIBS you can sell top-rated insurance products without production requirements: Individual Health, Group Health, Auto and Home, Business Insurance and Worker’s Comp. You can truly be an insurance consultant to your clients by selling what fits their needs – not what you need to maintain a contract.

Access A-rated Carriers

Individual Health

  • Blue Cross and Blue Shield of Illinois

  • Aetna

  • Cigna

Group Health

  • Blue Cross and Blue Shield of Illinois

  • United Healthcare- Level Funded

Auto/Homeowners

  • Central Mutual

  • National General – An Allstate Company

  • Rockford Mutual

  • Safeco- A Liberty Mutual Company

  • Hartford

  • Foremost/Bristol West

Commercial Business

  • CNA

  • Rockford Mutual

  • The Hartford

  • Travelers

  • Philadelphia Insurance Companies

  • Liberty Mutual Insurance

  • Central Mutual

We Provide

As a GA, it is our job to support the agent beginning with the initial quote and continuing through the life of the policy.

  • Carrier product information and forms

  • Access to Personal & Commercial carriers for Auto, Home, Business and Worker’s Compensation

  • Carrier appointment for Health lines, with Marketplace Certification assistance

  • Training with free Continuing Education (CE) credit

  • Quotes

  • Quote comparison spreadsheets for group health presentation

  • Scrub applications and submit new business

  • Follow-up and track new business

  • Assist agent with maintaining in-force book of business

  • Process any enrollments, terminations, plan changes, etc.

  • Sales and marketing resources

  • Benefit-Guide Website for Group health clients free of charge

  • Access to a top Life Insurance Agency for all lines of individual life, disability and long term care coverage

  • Email newsletters with important topics and blog with more detailed information and sales ideas

  • Current information on product and underwriting procedures

  • Expert customer service representatives in each line of business