A COBRA notice informs employees (and dependents) that they can continue their employer-sponsored health insurance after a qualifying event (like termination or reduction in hours), typically for up to 18–36 months, at their own cost.

An Illinois State Continuation Election Notice applies to smaller employers not subject to federal COBRA and allows eligible individuals to continue group coverage under Illinois law, usually for a shorter duration (e.g., up to 12 months). Both notices outline eligibility, deadlines to elect coverage, and premium payment requirements.