Why Every Agent Should be Offering Level-Funded Health Plans to Their Clients
In today’s competitive healthcare landscape, businesses are constantly looking for cost-effective ways to offer quality health benefits. Traditional fully insured plans often come with rising premiums, little transparency and no opportunity for cost savings, making it essential for agents to explore alternative solutions. Level-funded health plans have emerged as a [...]
Understanding Health Insurance Key Terms and Definitions
As an insurance agent, you know that the language of insurance can be full of complex terms that leave clients feeling confused. Whether it’s explaining "deductibles," "premiums," or "exclusions," these concepts can be overwhelming for someone without a background in the industry. In this blog, we’ll explore how you can [...]
How Health Insurance Agents Can Compete in Today’s Industry Against Large Agencies, PEOs and Payroll Companies
The health insurance industry has become increasingly competitive with large agencies, Professional Employer Organizations (PEOs) and payroll companies expanding their offerings to capture a larger share of the market. These entities often leverage technology, bundling services and large-scale marketing strategies to attract businesses and individuals. However, independent agents still have [...]
Networking Mastery for Insurance Agents: Building Relationships to Boost Sales
In today’s competitive insurance market, networking is not just a “nice-to-have” – it’s a critical component of success. Whether you’re a new agent or a seasoned professional, building and nurturing relationships can open doors to referrals, partnerships can open doors to referrals, partnerships and long-term client relationships. In this blog, [...]
Water Backup Coverage vs. Flood Insurance
While most people might assume their homeowners’ insurance covers events like a flood or water damage issue, it usually does not. For example, most homeowners’ policies would cover the damage caused by frozen pipes, but not the pipe itself. However, in instances like heavy water backup into the home [...]
Submitting a Group!
The Group Health Submission Process By: Lori Liles – New Business Consultant Now that you’ve completed your Group Health Presentation, and the company has decided they want to move forward with a health plan, the group will need to complete the required paperwork. There will be questions on the [...]